Sovereign and AIA announced "Life plus one" a new discount structure for multiple benefits - from their anouncement:
Starting today – we are excited to announce a great new deal to offer your clients! Our Sovereign Life + one offer.
For a limited time, your clients can now get 10% off for the life of their new TotalCareMax policy.
From 11th of July 2018, you can offer your clients 10% off any benefits taken out on their new TotalCareMax policy. To qualify for this discount your client must take out Life cover of over $100k and one other Sovereign TotalCareMax risk-benefit with a combined total annual premium of at least $1,000 before the discount is applied.