Here is an interesting article by Ross Campbell on Gen Re's website. It discusses the increasing incidence rates against survival rates and outlines some of the biggest risk factors and how this may effect critical illness insurance in the future.
Ross Campbell wrote this article on Gen Re website about how 3D printing is making a change in the medical industry.
'It’s not so surprising that solid objects made from printed plastic or titanium, such as replacement hip joints or dental implants, can be made by 3D printers. More remarkable is that new human tissue might be printed from bio-ink comprising of droplets of living cells, stem cells and other biomaterials to replace or support an existing biological structure - a process known as regenerative medicine.'
Gen Re has this article on critical illness definition standardisation, for an Asian perspective. It includes some commentary on the UK experience as well. One gets the feeling that Gen Re is a supporter of standardisation, talking up the benefits of consumer confidence. That was supported by the UK's experience. However, the ability to vary 'above' standards would be a minimum, for me, otherwise, it squashes competition and experimentation.
Reinsurance Group of America has published the Quantified Wellness - Wearable Technology Usage and Market Summary here with this extract "Each year, 36 million people worldwide die from diseases that are largely the result of lifestyle choices and behavior. At the same time, wearable technology and medical devices are becoming more common, and their capabilities are expanding beyond simply tracking a person’s movement to include heart rate and sleep monitoring. This research compares the capabilities of many health and fitness devices that will play a role in insurance program offerings."