AFA - Not Lower Risk Option?
Disability Definitions

96th Birthday Party

Not mine, of course, but Jack the Whistle, who is a dear friend, and is pictured below. We caught him by surprise - he'd forgotten the day, as such minor things tend to pass one by at his age. I hope to be doing so well at 96. He's pictured here with my son Jacob. Jack's memories include time serving in the New Zealand Army in Greece and Crete, Egypt, and the Levant. He also recalls horse drawn buses in Auckland, and has travelled extensively, and so is a fund of other great stories and observations.

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