Students Should Check With Their Parents About Insurance
Avranche and the Patton Memorial

Own Occupation versus ADL definitions in Income Protection Insurance

This Money Marketing article suggest that there should be the option to switch between own occupation and ADL-based definitions of disability for classes three and four occupations. It's a good idea, the flexibility might tempt more of these occupations to take up income protection. Clients might take the ADL-based definition initially based on price and upgrade when offered the option at a later date if their budget then allows.



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