Welcome to the 201st Cavalcade of Risk. The periodic indulgence of a select group of risk-focused writers - here we gather recent posts
The last Cavalcade of risk was hosted by Jeff Root with the theme Community Gratitude. You can look up his posts at this link.
David E. Williams of the Health Business Blog reminds us that When using a free health care website, consider the business model. Websites that charge nothing to their users are pretty cool. But before you use them, consider how they’re making money and if you’re comfortable with what they’re doing with data about you. Link.
Are Obamacare health plans a good deal? Jason Shafrin at Healthcare Economist, examines whether the Obamacare reforms are going to deliver the goods to even those few that get through the sign-up problems. Do health plans in the new health insurance exchange represent a good deal compared to what you would get from employer-provided insurance? The Healthcare Economist answers the question. Link.
Julie Ferguson of Workers' Comp Insider notes that the recent explosion at the Omaha Nebraska feed plant that killed two and injured many others has all the hallmarks of a combustible dust incident. Many point to the failure of OSHA and the Obama administration's to take regulatory action on passing a combustible dust standard, something that has lagged since the 2008 Imperial Sugar Refinery explosion that killed 14 workers and injured 36. Link.
In the unlikely event of a nuclear detonation you need good advice, better than you have had, at any rate. This article: New Study Will Change Office Nuclear Detonation Contingency Plans, from Bob’s Cluttered Desk, by Robert Wilson tells us all about how ground breaking science shows us the light – and tells us to run from it! Link.
Bringing us right back home, Nancy Germond asks the question: Why does my insurance company hate my dog and offers a pain-free approach to reducing canine liability. Link.
At the home of the Cavalcade, InsureBlog, Henry Stern, LUTCF, CBC, gives us: Timing is everything. A true story of a client who took risk management seriously, and bought life insurance "just in time." Link.
Plus we are also proud to bring you a number of home grown posts to add to the gathering:
On the Quotemonster blog we discuss the value of emergency funds in overall insurance planning. Link.
Kensington Swan, a consulting company, reports on the recent ruling on the use of Director's Liability Insurance. They found that where a claim exceeds the sum insured the insurer acts at their own risk in advancing sums for the defence of directors, and that these will not reduce the sum insured available to defendents in some cases. We link to the story and suggest some implications from the Chatswood blog.
At Goodreturns Susan Edmonds reviews a US survey that tells us that people prefer to deal with people who are similar to themselves. As New Zealand becomes a more diverse place that means that the insurance advice industry will need to become more diverse as well. Link.
The next Cavalcade of risk, number 202, will be up in a couple of weeks. You can always just google "Cavalcade of Risk 202" and find that, but we nearly always remember to link to it form this site, so please check back here.