The sad news of the death of a young woman, leaving behind a husband and 10 month-old twins, highlights several important facts.
Death while young is today a very rare occurrence - unlike a couple of generations ago. But it can leave behind difficult family situations.
It is also cheap for most people to buy a lot of insurance against death while young. The process will take a couple of hours for 80% of people under the age of 40.
You can read more in this article by Ben Heather on Stuff.co.nz