David Whyte on FAA/FSP Review
EQC Reforms Overview

Sovereign Trauma Product Upgrades

Sovereign has upgraded their trauma insurance product and we have re-rated it in Quality Product Research (available at quotemonster). The main changes are as follows: 

  • Bowel Disease, Osteoporosis, Rheumatiod Arthritis.
  • Increase in the number of partial benefits paid
  • Increase in the options for special events increase
  • Better Heart Attack definition (partial payment of 50% (max $50,000) with a better definition.

All are improvements in the coverage. The most significant enhancement is to the benefit in the event of a heart attack. Because of the much greater weighting for this item in our model for male lives the gains are correspondingly bigger for them. 



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