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Gen Re on Critical Illness Policy Wording Standardisation

Gen Re has this article on critical illness definition standardisation, for an Asian perspective. It includes some commentary on the UK experience as well. One gets the feeling that Gen Re is a supporter of standardisation, talking up the benefits of consumer confidence. That was supported by the UK's experience. However, the ability to vary 'above' standards would be a minimum, for me, otherwise, it squashes competition and experimentation. 

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