There is a good article on Bloomberg from a couple of weeks ago, about the process ANZ is going through to offer the ANZ Wealth business for sale. The article lists AIA, Metlife, and Zurich as bidders in a short-list reduced from about five. It will be interesting to see who wins and whether the New Zealand businesses in the wealth category go with them. AIA and Zurich are both present in this market, of the two, AIA already has substantial life operations. Acquiring NZ life operations would create a business for Zurich, and add substantial scale to AIA. Of course, the New Zealand business could be retained by ANZ. We look forward to the announcement with interest.