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Open-banking - comparing actual disruption with current models

There's a good article on open banking, by Rob Stock, on stuff - at this link. The article has a strong New Zealand angle too, which is unusual for such tech stories, and so is well worth a look. One thought that kept returning to me as I read it was how different actual disruption looks to current models. That's a sobering thought given the current state of innovation in the insurance sector right now. 

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