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Australia: life insurance adequacy

Rice Warner has this article on life insurance adequacy for households with two adults and children, a highlight from their life insurance adequacy study which is available for purchase. In the forthcoming quarterly life report I will contrast this with estimates of insurance adequacy for New Zealand, indemnity models, and the affordability of the recommended cover amounts. Any questions on indemnity-based models and how these contrast / inform advised cover levels - please drop me a line.

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