Jenée Tibshraeny has a good article on the proposed insurance law reform. This piece of work has been identified as needed by both the previous and current government (and probably quite a few people in Canterbury over the last few years) and has the potential to increase trust and confidence in insurance provision. As with any law change, it has the potential to get it wrong too - which makes it one to watch, and engage with.
"Your insurer can decline your claim if it finds you accidentally didn't disclose material info about yourself when taking out the policy. This is fair enough in theory, but in practice catches people out. The govt is to review the laws around this..." Link.