The Economist reports that with the share price impact of the arrest of Carlos Ghosn, CEO of Renault, the market provides strong evidence that key person risk is alive and well. Link. Although neither you, nor your clients, may run a global alliance of three major vehicle manufacturing brands, your value to your business may be greater. Renault, Nissan, and Mitsubishi will doubtless figure out their challenges in time. If you were knocked out of your business - would it survive? What about your clients? Insurance is part of the answer, so is growth - because scale does count in making a business more resilient.