Asteron Life's Continuous Trauma benefit which launched in August last year for new business only is now available for existing business. The Continuous trauma benefit is now available for existing customers who have standalone Trauma recovery cover. There are some exceptions such as if a lump sum claim has been made or if the cover has a loading of at least 100%, and medical exclusions count as +50% each. Here is some more information on how this works from Asteron Life:
Why is life insurance one of the last industries to be disrupted, and why hasn't it happened earlier?