For those of you who have spent the latter part of your weekend reading and making notes on the options paper, just know that you were not alone. If you have not yet had the pleasure, you can always download your copy here. I have been unable to locate the link at MBIE's site either for this, or the paper on insurance contract law referenced in the document.
For institutional clients that subscribe to the Quarterly Life and Health sector industry report, I am preparing a one page issues summary and table of comments on the options. Do contact me if you would like a copy.
For advisers, I thoroughly recommend this is one of the must read documents.