Something has plainly gone wrong with our market for housing - and its putting people under pressure. Treasury estimates that 16% of households are stressed (these are renters) or housing deprived. It may be stating the obvious, but they won't be buying insurance if they are struggling to afford a place to live. On the other side of the coin, people who have bought and are struggling because the payments are greater than 30% of their income aren't even included in this figure - I expect that they, too, will place insurance lower on their list of priorities. This is a problem it would be good to fix.