The FSC has published a new disclosure guide. The guide is designed to help advisers meet obligations and provides information on what to disclose and what is not necessary to disclose. The FSC has focused on life insurance, investment, mortgage advice. The document examines the different disclosure requirements by using Kowhai Advice and Pohutukawa Advice as examples. The guide provides information on:

• general requirements
• publicly available information
• when the nature and scope of the advice is known
• when making a recommendation
• when a complaint is received

Read the FSC Disclosure Guidelines

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