This week is Money Week and this years theme is 'Now we're talking'. The aim of the campaign is to get people to open up and start talking about money with partners, children, friends and of course, advisers.
Here is a link to the official Money Week website set up by Sorted which discusses why people should be talking about money and some of the negative impacts keeping money issues to yourself can cause.
Financial Advice NZ have created this video stating that good things can happen once people starting opening up and discussing money, encouraging Kiwis to talk to a financial adviser.
Massey University’s plans to offer financial planning and advice major as part of its Bachelor of Business is set to be reviewed by the Committee on University Academic Programmes. If approved, the major will be made up of eight courses that will be focused financial planning process, financial institutions and markets, investments, personal finance management, risk management, financial advice implementation and estate and tax planning.
Used to treat countless individuals undergoing differing medical treatments, antibiotics can be classified as something that we take for granted. The influx of antimicrobial resistance is amplifying concerns globally. The spread of Candida auris and super-resistant gonorrhoea exemplifies the horrifying reality of antimicrobial resistance. The increased antimicrobial resistance could potentially kill 10 million people over the next thirty years – a 700,000 increase on current deaths directly related to antimicrobial resistance.
As a response to the growing threat, a UN commission has recommended an immediate and well-co-ordinated action plan be implemented and exercised to ensure that we avoid a catastrophic event that would result in dire economic outcomes that the World Bank believes could be equivalent to the global financial crisis of 2008-09.
Although pharmaceutical companies have failed in the past to conjure solutions for pressing medical issues, developments relating to antibiotics have been poor. To restrict antimicrobial resistance doctors often refrain from commonly using novel antibiotics. Novel antibiotics are seen as the last resort and are only used for short periods of time. Unlike other medicines, the price of antibiotics is often set low, giving pharmaceutical companies very minimal motivation to develop their current products further; this has the negative implication of discouraging investors from approaching and potentially working alongside antibiotic firms.
If you work hard, but you aren't getting as much out of your practice as you think you should then there may be several different explanations. You might be kidding yourself about how hard you are actually working, or you might be being impatient, or you might be doing it wrong. In that last category, how you practice is more important than just the hours you spend.
Humans are great at finding slightly easier ways to achieve any task they have to do frequently. This incremental change is great, we get a little bit better at it for a long while. But then something else happens. We get a little bit lazier at it too. Start a minute or two later, finish earlier, don't try too many new things.
What the piano teacher, gym instructor, and most education professionals share is a knowledge of this fact. That's why the best teachers try to vary methods and content to keep work fresh.
But it isn't just about variety, it is about a particular kind of practical ability: that of self-reflection. An over-arching skill, no matter what your chosen goal, is to be able to consider recent results and work out how you can improve. Most of us aren't very good at this - think of proofing your own work - and need the help of others to properly critique our work. But even with help, the best situation is to push yourself to find fault with your own work / effort / practice.
Because when you self-identify a problem, you are far more likely to fix it. When someone else points one out, it is so much easier to decide that they have it wrong, and the room for an excuse widens.
Inspired by this article.
If you have not got a level five qualification you may be forgiven for some confusion. Some people advise that you should hurry up and get it, others say wait and see. If you don't want to pick through the technical arguments, try this one instead:
It depends on your attitude to training. If you think that all the training in getting level five is going to add very little, then you may place more weight on the value of delay. But if you think that they training is likely to be valuable, then even if the precise requirements change and you have to do some more training again later, you will get value, so go ahead, do level five.
I suspect the learning is never wasted.