I like to check out cool new insurtech developments. The first two below are not just cool, but actually operating and relevant to our market:
The first one is Quashed.co.nz which offers consumers a way to corral all their insurance information in one place. This helps manage renewals, amounts, and sharing information with those that need it. Plus you can quickly spot cover gaps. It's the manila folder re-imagined as a 21st century file for all things insurance.
The second is XY Adviser network. This is social media but only for financial advisers. A local adviser recommended it to me and I have enjoyed occasionally dipping into the questions and answers that people bring up. There is a wealth of support available here - all for free. There is a huge amount of fresh air too, because although there are many New Zealand advisers on the network, there are many more Australian advisers. There are relevant experiences to share all around.
The last is not available to New Zealanders, and has little to do with life and health insurance, but I include it because it is cool, and is being developed by a friend of mine. It shows what can be achieved with some fresh thinking. Hillridge Technology offers crop insurance - but with technology crushing the whole process of applying, managing, and claiming. They have recently secured reinsurance and are at an exciting stage in their development.