FSC release Financial Resilience Index 2025

The Financial Services Council (FSC) have released their latest Financial Resilience Index 2025. Results find that Kiwi are still feeling the financial pinch.

Key findings include:

  • 55% of New Zealanders worry about money daily or weekly

  • Job security is more of a concern, with 80% of respondents feel secure in their current roles, down from 85% in 2024 and 89% in 2023

  • Only 44% feel financially prepared for retirement, down from 50% in 2024. 20% feel not at all prepared.

  • Concerns around inflation, housing prices and interest rates have eased slightly across the board

  • KiwiSaver remains the top investment New Zealanders have, with 81% of Kiwis enrolled. The next most common investments are cash, including term deposits (40%), NZ shares (23%) and managed funds (17%)

  • Only 44% feel financially prepared for retirement (down 6%)

  • Self-reported financial literacy continues its downward trend, with only 43% of respondents considering themselves financially literate

 

More news:

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New research shows 75% of Kiwi want their money invested according to their values

AMP are looking for a Client Relationship Manager

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